November 2025 – October 2026 • Boone, Campbell & Kenton Counties
Data validated: Nov 5, 2026, 4:00 PM
The Northern Kentucky market delivered strong performance from November 2025 through October 2026, with 5,426 homes sold and nearly $1.98 billion in total dollar volume. The average sold price across the period reached $364,171, while the median price climbed 7.8% from $315,354 in November 2025 to $340,000 in October 2026. Days on market averaged 32 for the period, with the current month (October 2026) showing a faster pace at 29 days, indicating sustained buyer activity despite seasonal headwinds.
Data Source: MLS® data covering Boone, Campbell, and Kenton counties from November 2025 through October 2026. Analysis includes 5,459 closed sales across 12 months.
Seasonal Patterns: The market exhibited classic seasonal patterns, with sales volume peaking in May and June 2026 at 583 and 577 closings respectively, reflecting the traditional spring and summer surge. Winter months predictably softened, with January 2026 recording the lowest volume at just 303 closings and February through March rebuilding momentum. Median prices hit their low point in January at $287,000 before climbing steadily through summer and fall, ultimately reaching their highest point in October at $340,000, while days on market spiked to 46 in February before compressing to just 23 days in the competitive June market.
Price per square foot fluctuated between $178 and $197 throughout the period, with the May 2026 peak of $197 coinciding with peak sales velocity. The sale price to list price ratio remained healthy, averaging around 98% to 99% for most months, but June 2026 stood out dramatically with a 104.4% SP/LP ratio, signaling intense buyer competition and multiple offer scenarios during peak season. The tightening back to 97.85% in October 2026, combined with rising median prices, suggests a rebalancing toward more measured negotiations while sellers maintain pricing power in a still appreciating market.
Kenton County consistently led market share throughout the period, averaging over 200 closings during peak months (May through July with 250, 248, and 224 respectively) and finishing with 2,300 total sales across the 12 months. Boone County showed strong momentum, particularly from April through August with sustained volume above 160 closings per month and peaking at 205 in both June and July. Campbell County maintained steady contribution ranging from 76 to 145 closings monthly, with notable strength in May (145 closings) but generally capturing the smallest share of the three-county region.
The financing mix reveals a dominant conventional lending presence, which surged to 359 and 362 transactions in May and June respectively, while cash buyers increased their participation from mid-spring forward, reaching triple digits from May through October and suggesting continued investor or equity-rich buyer interest. The rising cancellation rate from 18% in May to 34% in October warrants monitoring, as it may indicate buyer hesitation, financing challenges, or inspection-related concerns entering the fall season. However, the compression in days on market to 29 in October, combined with the year's highest median price of $340,000, suggests underlying demand fundamentals remain intact despite the elevated fall-off rate.